Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)

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Implementation of the MSME Empowerment Policy through the Small Business Credit (KUR) Application Program in the Trade Sector in RW.06 Banyu Urip Subdistrict, Surabaya City

Authors
Eka Destia Nurfatikhah1, *, Agus Prasetyawan2, Anastasya Fanujiya Sari3, Shahwa Al-sofwa3, Sofia Nur Oktaviani3, Raihan Akbar Janitra3
1Bachelor of Apllied Public Administration, Faculty of Vocational Studies, Surabaya State University, Surabaya, Indonesia
2Public Administration, Faculty of Vocational Studies, Surabaya State University, Surabaya, Indonesia
3Bachelor of Apllied Public Administration, Faculty of Vocational Studies, Surabaya State University, Surabaya, Indonesia
*Corresponding author.
Corresponding Author
Eka Destia Nurfatikhah
Available Online 13 February 2025.
DOI
10.2991/978-2-38476-317-7_190How to use a DOI?
Keywords
Implementation; KUR Policy; Empowerment of MSMe
Abstract

The policy of empowering micro, small and medium enterprises (MSMEs) is the main focus as an effort to encourage economic development and reduce economic disparities in various regions. One of the initiatives that has been implemented is the People’s Business Credit (KUR) Application Program which is specifically aimed at the trade sector. This research focuses on the implementation of MSME empowerment policies in RW.06, Banyu Urip Village, Surabaya City. This research reveals how the KUR policy has been implemented, the extent of its impact on the development of MSMEs in the trade sector, especially the People’s Business Credit (KUR) application process using implementation theory by George C. Edward III. The research method used is qualitative research with a descriptive approach, while the technique for collecting data sources is through purposive sampling. Data collection techniques through the process of observation, interviews and documentation. The results of this research indicate that the implementation of the People’s Business Credit Program in RW. 06 Banyuurip Surabaya is not running optimally because even though communication clarity is optimal, the transmission process and consistency are still not optimal.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
13 February 2025
ISBN
978-2-38476-317-7
ISSN
2352-5398
DOI
10.2991/978-2-38476-317-7_190How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Eka Destia Nurfatikhah
AU  - Agus Prasetyawan
AU  - Anastasya Fanujiya Sari
AU  - Shahwa Al-sofwa
AU  - Sofia Nur Oktaviani
AU  - Raihan Akbar Janitra
PY  - 2025
DA  - 2025/02/13
TI  - Implementation of the MSME Empowerment Policy through the Small Business Credit (KUR) Application Program in the Trade Sector in RW.06 Banyu Urip Subdistrict, Surabaya City
BT  - Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)
PB  - Atlantis Press
SP  - 2152
EP  - 2168
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-317-7_190
DO  - 10.2991/978-2-38476-317-7_190
ID  - Nurfatikhah2025
ER  -