Analysis of the Impact of Inflationary Processes on the Functioning of Second-tier Banks in the Regions of Kazakhstan

DOI

10.2991/aebmr.k.210710.026How to use a DOI?

Keywords

commercial bank, inflation, credit policy, loan portfolio, capitalization, net investment, cash, bank assets and liabilities

Abstract

The manifestation of inflationary processes is directly related to the structure and dynamics of the money supply, as well as its main flows. The growth of the money supply and the velocity and direction of movement of its main streams in the most part due to the functioning of the banking sector as a basic element of financial and credit system of the Republic of Kazakhstan. Commercial banks are not only the main channels for servicing the movement of the money supply and its redistribution, but also the creators of money in the economy. In this regard, the analysis of the impact of inflation on the activities of commercial banks, as well as the assessment of its consequences, both negative and positive, becomes relevant. The article studies the impact of inflationary processes on the functioning of second-tier banks in the regions of Kazakhstan according to the data of JSC “Eurasian Bank”. Analysis of the financial statements of JSC “Eurasian Bank”, calculated the structure of the share of the Bank’s assets, liabilities and capital, considered the Bank’s liabilities and capital. Interest rates on loans and deposits of JSC “Eurasian Bank”are analyzed. It was determined that in order to neutralize the influence of inflationary processes on the functioning, banks need to develop a long-term strategy and tactics for conducting credit policy.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Zhanara Tastemirova
AU  - Aruzhan Baranbayeva
AU  - Aizhan Kurmangaliyeva
AU  - Yersultan Kanatov
PY  - 2021
DA  - 2021/07/14
TI  - Analysis of the Impact of Inflationary Processes on the Functioning of Second-tier Banks in the Regions of Kazakhstan
BT  - Proceedings of the 3rd International Conference Spatial Development of Territories (SDT 2020)
PB  - Atlantis Press
SP  - 151
EP  - 157
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.210710.026
DO  - 10.2991/aebmr.k.210710.026
ID  - Tastemirova2021
ER  -