An Integral Model for Assessing the Economic Security of Regional Banks

DOI

10.2991/aebmr.k.210710.031How to use a DOI?

Keywords

economic security, bank, region, integral indicator, index, potential of the banking sector, banking risks, financial results

Abstract

The article is devoted to the study of an urgent issue in modern realities of economic development: an assessment of the economic security of the region. The author’s methodology for assessing the economic security of banks in a region is presented, which consists in calculating an integral indicator determined by the method of a multidimensional average by indices for assessing changes in the development potential of the banking sector in a region, assessing changes in the riskiness of the banking sector in a region and assessing changes in the financial results of the banking sector in a region. The integrated assessment includes a synthesis of changes in the development potential of the banking sector, the riskiness of banking activities, and the financial results of the banking sector in the region. The article presents the approbation of the author’s methodology on the example of the banking sector of the Belgorod region. The advantages and disadvantages of the proposed method are revealed. The use of the author’s methodology will make it possible to analyze the effectiveness of the changes in the economic security of the regional banking sector carried out in the bank, draw appropriate conclusions and make informed management decisions for the further effective development of the regional banking system.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Marina Antonova
AU  - Elena Vistorobskaia
AU  - Irina Rozdolskaia
AU  - Elena Alekhina
PY  - 2021
DA  - 2021/07/14
TI  - An Integral Model for Assessing the Economic Security of Regional Banks
BT  - Proceedings of the 3rd International Conference Spatial Development of Territories (SDT 2020)
PB  - Atlantis Press
SP  - 183
EP  - 188
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.210710.031
DO  - 10.2991/aebmr.k.210710.031
ID  - Antonova2021
ER  -