Nexus between Financial Technology, Financial Literacy, and Self-control on The Consumptive Behavior of Online Shopping Among Productive Age

DOI

10.2991/978-94-6463-558-4_27How to use a DOI?

Keywords

Consumptive Behavior; Financial Literacy; Financial Technology; Online Shopping; Self-Control

Abstract

The city of Bandung is included in the province of West Java, which is popular as the Flower City and Paris Van Java, or the city of shopping. The city of Bandung has a high level of consumption, causing a high level of consumptive behavior in the tier 1 position representing West Java. In addition, it has the highest level of online lending in Indonesia with the aim of fulfilling one’s lifestyle. Therefore, this study focuses on financial technology, financial literacy, and self-control in consumptive behavior at a productive age in Bandung City. This research is to analyze the relationship between financial technology, financial literacy, self-control, and consumptive behavior. This research was conducted using quantitative methods with multiple linear regression analysis techniques. Data was collected through questionnaire results, with a sample of 400 respondents from Bandung City’s productive-age population. This study shows that financial technology has no significant effect on consumptive behavior. Financial literacy has a significant effect on consumptive behavior. Self-control has no significant effect on consumptive behavior. Simultaneously or jointly, financial technology, financial literacy, and self-control have a significant effect on consumptive behavior.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Putri Fariska
AU  - Lola Indah Yolanda Rumapea
AU  - Mochamad Malik Akbar Rohandi
PY  - 2024
DA  - 2024/11/19
TI  - Nexus between Financial Technology, Financial Literacy, and Self-control on The Consumptive Behavior of Online Shopping Among Productive Age
BT  - Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024)
PB  - Atlantis Press
SP  - 463
EP  - 479
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-558-4_27
DO  - 10.2991/978-94-6463-558-4_27
ID  - Fariska2024
ER  -