Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024)

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The Influence of Financial Technology Payment, Financial Literacy, And Financial Inclusion on Financial Behavior Among University Students

Authors
Putri Fariska1, *, Elny Victoria Pattikawa1, Mochamad Malik Akbar Rohandi2
1School of Economics and Business, Telkom University, Bandung, Indonesia
2School of Economics and Business, Universitas Islam Bandung, Bandung, Indonesia
*Corresponding author. Email: fariskaputri@telkomuniversity.ac.id
Corresponding Author
Putri Fariska
Available Online 19 November 2024.
DOI
10.2991/978-94-6463-558-4_26How to use a DOI?
Keywords
Financial technology; financial literacy; financial inclusion; financial behaviour
Abstract

Bandung is a city in the second position of the region and is the main market for fintech in the country. Although the level of financial literacy and inclusion in West Java province is high, many people, especially students, are impulsively tempted to shop online because of the various benefits and conveniences they feel. Due to this phenomenon, this study focuses on the impact of financial technology, financial literacy, and financial inclusion on the financial behavior of students in Bandung City. This study utilized quantitative research methods by distributing questionnaires to 400 respondents. The data analysis process involved multiple linear regression analysis techniques. The results stated that the financial technology payment variable did not have a significant effect on financial behavior, while the financial literacy and financial inclusion variables partially had a significant effect on financial behavior, and financial technology payment, financial literacy, and financial inclusion simultaneously had a significant effect on the financial behavior of students in Bandung City.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
19 November 2024
ISBN
978-94-6463-558-4
ISSN
2352-5428
DOI
10.2991/978-94-6463-558-4_26How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Putri Fariska
AU  - Elny Victoria Pattikawa
AU  - Mochamad Malik Akbar Rohandi
PY  - 2024
DA  - 2024/11/19
TI  - The Influence of Financial Technology Payment, Financial Literacy, And Financial Inclusion on Financial Behavior Among University Students
BT  - Proceedings of the International Conference on Sustainable Collaboration in Business, Technology, Information, and Innovation (SCBTII 2024)
PB  - Atlantis Press
SP  - 444
EP  - 462
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-558-4_26
DO  - 10.2991/978-94-6463-558-4_26
ID  - Fariska2024
ER  -