Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)

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QRIS Adoption In The Millenial Generation: Approach Unified Theory Of Acceptance And Use Of Technology (UTAUT) Theory

Authors
Yuni Nur Rachmawati1, *, Intan Dewi Iksanty1, Dwi Hanum Fadilah1, Nurfitriah1, Masrizal1
1Faculty of Economics and Business, State University of Surabaya, Surabaya, Indonesia
*Corresponding author. Email: yuninur.22047@mhs.unesa.ac.id
Corresponding Author
Yuni Nur Rachmawati
Available Online 13 February 2025.
DOI
10.2991/978-2-38476-317-7_153How to use a DOI?
Keywords
QRIS; Millennials; UTAUT; Behavioral Intention
Abstract

The application of information technology has been used in people’s economic transaction activities such as digital payment systems. Along with the increasing number of digital wallets in Indonesia that use digital payment technology as a successor to electronic money, Bank Indonesia has released a standard for using the QRIS code. This study aims to address consumer behavioral interest in QRIS adoption. The Unified Theory of Acceptance and Use of Technology (UTAUT), whose main constructs are Performance expectancy, Effort expectancy, Social Influence, and Facilitating Conditions—all of which are indicated to have an influence on digital payments using QRIS—is one theory that can demonstrate behavioral intention to use this technology. The approach is a combination of sequential explanatory design techniques, which means that qualitative and quantitative research approaches are combined one after the other. Partial least squares structural equality modeling is used for data analysis in the quantitative approach (PLS-SEM 3.0). Purposive sampling is used in the sampling process, and the sample size in Java is 351. The tests’ outcomes demonstrated that four hypotheses.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
13 February 2025
ISBN
978-2-38476-317-7
ISSN
2352-5398
DOI
10.2991/978-2-38476-317-7_153How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Yuni Nur Rachmawati
AU  - Intan Dewi Iksanty
AU  - Dwi Hanum Fadilah
AU  - Nurfitriah
AU  - Masrizal
PY  - 2025
DA  - 2025/02/13
TI  - QRIS Adoption In The Millenial Generation: Approach Unified Theory Of Acceptance And Use Of Technology (UTAUT) Theory
BT  - Proceedings of the International Joint Conference on Arts and Humanities 2024 (IJCAH 2024)
PB  - Atlantis Press
SP  - 1610
EP  - 1624
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-317-7_153
DO  - 10.2991/978-2-38476-317-7_153
ID  - Rachmawati2025
ER  -