Research on the Operational Performance of the First Batch of Private Banks in China

DOI

10.2991/aebmr.k.210319.044How to use a DOI?

Keywords

Private Bank, Operational Performance, Factor Analysis

Abstract

After nearly six years of exploration and development, China’s first batch of private banks have gradually matured. In order to reflect the real development situation of the pilot private banks comprehensively, explore the advantages and disadvantages of the banks’ operation, and help the banks to improve their own operation level, this paper evaluates the operational performance level of the first five pilot private banks. Based on the data of each bank from 2015 to 2019, this paper conducts a comparative study on the operational performance level of each bank by using Factor Analysis. The results show that Wenzhou Minshang Bank ranks the top in the overall operational performance level by virtue of its high loan quality and strong profitability;Meanwhile, as the non-performing loan ratio of We-Bank is increasing year by year and the profitability of Zhejiang Minshang Bank is weakening, the overall operational performance of the two banks is low. According to the research results, this paper provides feasible suggestions for the follow-up development of pilot private banks.

Copyright

© 2021, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Peishen Cao
AU  - Hongwei Liu
PY  - 2021
DA  - 2021/03/22
TI  - Research on the Operational Performance of the First Batch of Private Banks in China
BT  - Proceedings of the 6th International Conference on Financial Innovation and Economic Development (ICFIED 2021)
PB  - Atlantis Press
SP  - 240
EP  - 243
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.210319.044
DO  - 10.2991/aebmr.k.210319.044
ID  - Cao2021
ER  -