Proceedings of the 2nd International Conference on Advance Research in Social and Economic Science (ICARSE 2023)

Financial Literacy Level, Access to Finance, Financial Risk Attitude and Financial Performance of MSMEs. Study on DIY MSMEs

Authors
R. Hendri Gusaptono1, *, Heru Kristanto2, Lita Yulita1
1Department Economy, Universitas Pembangunan Nasional “Veteran” Yogyakarta, Depok, Indonesia
2Master of Management, Universitas Pembangunan Nasional “Veteran” Yogyakarta, Depok, Indonesia
*Corresponding author. Email: hendri.gusaptono@upnyk.ac.id
Corresponding Author
R. Hendri Gusaptono
Available Online 4 September 2024.
DOI
10.2991/978-2-38476-247-7_20How to use a DOI?
Keywords
Financial Literacy; Financial Access; Financial Risk; Financial Performance
Abstract

Micro, Small and Medium Enterprises (MSMEs) have a very important role in driving the DIY economy. The DIY MSME sector is dominated by micro and small industries and at the same time provides the largest contribution to employment, so that MSMEs are the focus for increasing the financial literacy index, especially to increase the growth rate of regional economists after the Covid-19 pandemic. The population of this research is MSMEs in the Special Region of Yogyakarta. The sampling technique uses purposive sampling. This research uses descriptive statistics. The research results show that the level of financial literacy in DIY is quite low because it is at an average of 60%.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2nd International Conference on Advance Research in Social and Economic Science (ICARSE 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
4 September 2024
ISBN
978-2-38476-247-7
ISSN
2352-5398
DOI
10.2991/978-2-38476-247-7_20How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - R. Hendri Gusaptono
AU  - Heru Kristanto
AU  - Lita Yulita
PY  - 2024
DA  - 2024/09/04
TI  - Financial Literacy Level, Access to Finance, Financial Risk Attitude and Financial Performance of MSMEs. Study on DIY MSMEs
BT  - Proceedings of the 2nd International Conference on Advance Research in Social and Economic Science (ICARSE 2023)
PB  - Atlantis Press
SP  - 182
EP  - 190
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-247-7_20
DO  - 10.2991/978-2-38476-247-7_20
ID  - Gusaptono2024
ER  -