Efficiency of the Intermediation Function of Regional Development Bank (BPD) in Indonesia
- DOI
- 10.2991/978-94-6463-146-3_28How to use a DOI?
- Keywords
- Efficiency of Intermediation Function; Loan to Deposit Ratio
- Abstract
The purpose of this study is to analyze the efficiency of the intermediation function of Regional Development Banks throughout Indonesia by looking at the development of the level of Loan to Deposit Ratio (LDR). This study uses a quantitative approach by descriptively explaining the results and analyzing the efficiency of the intermediation function of Indonesia’s regional development banks (BPD) over the period 2021 using Loan to Deposit Ratio (LDR) analysis. This study uses a sample of all Indonesian Regional Development Banks (BPD). Data from this survey were collected from Bank Indonesia and Financial Services Authority (OJK). The results of this study indicate that the Loan to Deposit Ratio (LDR) of Regional Development Banks in Indonesia during the study period was very good because it did not exceed the maximum limit set by Bank Indonesia of 110%, but there was a decrease every year during the time this research was conducted.
- Copyright
- © 2023 The Author(s)
- Open Access
- Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.
Cite this article
TY - CONF AU - Alamsyah Yasir AU - Muhammad Ali AU - Muhammad Sobarsyah AU - Abdullah Sanusi PY - 2023 DA - 2023/05/29 TI - Efficiency of the Intermediation Function of Regional Development Bank (BPD) in Indonesia BT - Proceedings of the 7th International Conference on Accounting, Management and Economics (ICAME-7 2022) PB - Atlantis Press SP - 277 EP - 280 SN - 2352-5428 UR - https://doi.org/10.2991/978-94-6463-146-3_28 DO - 10.2991/978-94-6463-146-3_28 ID - Yasir2023 ER -