Online Credit Culture of University Students at XYZ Credit Apps

DOI

10.2991/978-2-38476-236-1_106How to use a DOI?

Keywords

Online credit; University students; credit Apps

Abstract

University students study with the aim of seeking knowledge, but they also prepare learning tools to support the learning process. Unfortunately, not all students have enough money to fulfill these needs, so they do online credit at XYZ Credit Apps. The research method used is a qualitative research method using descriptive writing to see the phenomenon of students’ installments and the research objectives as a form of contribution to the development of ethnography, especially in the field of online credit. The results of this study indicate that online credit conducted by students has a positive impact; students can get goods to support their studies at affordable prices. Flat transactions (no interest) are considered to provide security for student finances. Students can join as brand ambassadors to earn extra money, financial literacy and new friendships.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Erma Rosdiana
AU  - Munsi Lampe
AU  - Safriadi Safriadi
PY  - 2024
DA  - 2024/04/29
TI  - Online Credit Culture of University Students at XYZ Credit Apps
BT  - Proceedings of the World Conference on Governance and Social Sciences (WCGSS 2023)
PB  - Atlantis Press
SP  - 968
EP  - 974
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-236-1_106
DO  - 10.2991/978-2-38476-236-1_106
ID  - Rosdiana2024
ER  -