Determinants of the Use of Fintech by Students as a Media for Payment of Tuition Fees
(Study at Politeknik Harapan Bersama)
- DOI
- 10.2991/978-2-494069-09-1_13How to use a DOI?
- Keywords
- Revolution 4.0; Fintech; Trust affect students
- Abstract
The industrial revolution 4.0 encourages changes in various sectors, including the economic sector. The Covid 19 pandemic is also driving changes in the way of payment. The use of Fintech by students is a form of change that occurs in transaction methods that were previously carried out directly to become indirect. This research examines the determinants of students paying tuition fees using fintech. This research uses PLS analysis with the SmartPLS 3 test tool. Based on previous research, it was stated that Trust affects students in choosing Fintech as a medium in paying tuition fees. In addition, Fintech has succeeded in becoming a mediating variable, including the effect of perceived benefits on the selection of Fintech. However, it failed to mediate the effect of perceived risk. The perception of benefits greatly influences the trust and selection of fintech as a medium for paying tuition fees. Risk perception in this study does not affect students in choosing fintech and does not affect student confidence.
- Copyright
- © 2023 The Author(s)
- Open Access
- Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.
Cite this article
TY - CONF AU - Mohammad Alfian AU - Dewi Kartika AU - Arvin Nova Aditya Pratama PY - 2022 DA - 2022/11/11 TI - Determinants of the Use of Fintech by Students as a Media for Payment of Tuition Fees BT - Proceedings of the Tegal International Conference on Applied Social Science & Humanities (TICASSH 2022) PB - Atlantis Press SP - 95 EP - 103 SN - 2352-5398 UR - https://doi.org/10.2991/978-2-494069-09-1_13 DO - 10.2991/978-2-494069-09-1_13 ID - Alfian2022 ER -