Proceedings of the Tegal International Conference on Applied Social Science & Humanities (TICASSH 2022)

Determinants of the Use of Fintech by Students as a Media for Payment of Tuition Fees

(Study at Politeknik Harapan Bersama)

Authors
Mohammad Alfian1, *, Dewi Kartika2, Arvin Nova Aditya Pratama1
1Public Sector Accounting, Politeknik Harapan Bersama, Tegal, Indonesia
2D3 Accounting, Politeknik Harapan Bersama, Tegal, Indonesia
*Corresponding author. Email: m.alfian@poltektegal.ac.id
Corresponding Author
Mohammad Alfian
Available Online 11 November 2022.
DOI
10.2991/978-2-494069-09-1_13How to use a DOI?
Keywords
Revolution 4.0; Fintech; Trust affect students
Abstract

The industrial revolution 4.0 encourages changes in various sectors, including the economic sector. The Covid 19 pandemic is also driving changes in the way of payment. The use of Fintech by students is a form of change that occurs in transaction methods that were previously carried out directly to become indirect. This research examines the determinants of students paying tuition fees using fintech. This research uses PLS analysis with the SmartPLS 3 test tool. Based on previous research, it was stated that Trust affects students in choosing Fintech as a medium in paying tuition fees. In addition, Fintech has succeeded in becoming a mediating variable, including the effect of perceived benefits on the selection of Fintech. However, it failed to mediate the effect of perceived risk. The perception of benefits greatly influences the trust and selection of fintech as a medium for paying tuition fees. Risk perception in this study does not affect students in choosing fintech and does not affect student confidence.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

Volume Title
Proceedings of the Tegal International Conference on Applied Social Science & Humanities (TICASSH 2022)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
11 November 2022
ISBN
978-2-494069-09-1
ISSN
2352-5398
DOI
10.2991/978-2-494069-09-1_13How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Mohammad Alfian
AU  - Dewi Kartika
AU  - Arvin Nova Aditya Pratama
PY  - 2022
DA  - 2022/11/11
TI  - Determinants of the Use of Fintech by Students as a Media for Payment of Tuition Fees
BT  - Proceedings of the Tegal International Conference on Applied Social Science & Humanities (TICASSH 2022)
PB  - Atlantis Press
SP  - 95
EP  - 103
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-494069-09-1_13
DO  - 10.2991/978-2-494069-09-1_13
ID  - Alfian2022
ER  -