Sriwijaya Economics, Accounting, and Business Conference (SEABC) is a scholarly activity consist of international seminar and conference that is expected to give a contribution and identify economics policy, especially in facing ASEAN economic community. SEABC was first held in 2015 and is currently entering its fourth year. The theme of this year is "Society 5.0 for New Human-Centered Development: Opportunities and Challenges.” The Faculty of Economics, Universitas Sriwijaya have organized this important conference and many individuals have put that hard work to make this event becomes a reality.

We hope this book of proceedings can give contribution to academics, students, government, and businesses in responding to the opportunities and challenges of Society 5.0. Furthermore, we hope that this book of proceedings can be a reference for building ASEAN economic community. Finally, we would like thank to presenters that are willing to present their ideas in this conference and thanks to all of the speakers, committees, and all of the participants that make this conference success.

Palembang, November 6th – 7th, 2019
Head of the Committee 5th SEABC 2019
Isni Andriana, S.E., M.Fin, Ph.D