Analysis of Islamic Commercial Bank Health Level Based on RGEC Methods 2014–2017 Periods

DOI

10.2991/aebmr.k.200520.044How to use a DOI?

Keywords

RGEC, NPF, FDR, NIM, ROA, CAR

Abstract

This study aims to assess the health level of the National Islamic Commercial Bank using the RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) method in accordance with Bank Indonesia Regulation Number 13/1 / PBI / 2011 in the 2013-2017 period. This research is a descriptive study with a quantitative approach. The Risk Profile variable is measured by the ratio of Non Performance Financing (NPF) and Financing to Deposit Ratio (FDR). Good Corporate Governance (GCG) is measured using self-assessment from the company (BI Circular Number 13/24 / DPNP. Earning is measured using the ratio of Return on Assets (ROA) and Net Interest Margin (NIM), and Capital is measured using the CAR ratio. The results obtained by the RGEC method during the study period (2014-2017) indicate the level of health of Islamic Commercial Banks has stagnated at Composite Rating 4 or Poor Healthy.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Riri Hanifa
AU  - Anton Trianto
AU  - Kemas Welly Angga Permana
AU  - Mahdi Hendrich
PY  - 2020
DA  - 2020/05/23
TI  - Analysis of Islamic Commercial Bank Health Level Based on RGEC Methods 2014–2017 Periods
BT  - Proceedings of the 5th Sriwijaya Economics, Accounting, and Business Conference (SEABC 2019)
PB  - Atlantis Press
SP  - 257
EP  - 265
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200520.044
DO  - 10.2991/aebmr.k.200520.044
ID  - Hanifa2020
ER  -