Analysis on Non Performing Loan PT. Bank X (Persero) Tbk Branch Samarinda

DOI

10.2991/miceb-17.2018.39How to use a DOI?

Keywords

analysis credit; non performing loans; health level of bank

Abstract

This research aims to analysis health PT. Bank X (Persero) Tbk Branch Office Samarinda using the non-performing loans ratio in 2014 and 2015. The research methods used in this research is to using analysis banking financial ratio that is non-performing loans ratio. The ratio is calculated as a percentage by comparing total non-performing loans (substandard credit, doubtful credit, and bad credit) with total loans be given. Based on the result of the research was that the quality of non-performing loans/NPL ratio in 2014 and 2015 had a Healthy predicate because is under the maximum limit corresponding Bank Indonesian Regulation No.15/2/PBI/2013 is 5%. It is pointed out from count result of non-performing loans ratio in 2014 amounted to 3,84% and in 2015 amounted to 3,69%. Later the health level of Bank X Branch Office Samarinda in 2014 and 2015 is sound assessment criteria for banks, based on non-performing loans ratio has been in accordance with the Regulation of the Bank Indonesian attachment No.13-1 -PBI 2011.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Salmah Pattisahusiwa
AU  - Achmad Faisal
PY  - 2017/10
DA  - 2017/10
TI  - Analysis on Non Performing Loan PT. Bank X (Persero) Tbk Branch Samarinda
BT  - Proceedings of the Mulawarman International Conference on Economics and Business (MICEB 2017)
PB  - Atlantis Press
SP  - 258
EP  - 264
SN  - 2352-5428
UR  - https://doi.org/10.2991/miceb-17.2018.39
DO  - 10.2991/miceb-17.2018.39
ID  - Pattisahusiwa2017/10
ER  -