Study on Credit Risk in Logistics Banking Business

DOI

10.2991/978-2-38476-126-5_202How to use a DOI?

Keywords

Credit Risk; Stress Testing; Logistics banking business

Abstract

The study on the impact of stress testing on banks is carried out in extreme circumstances, which is an important task that banks need to carry out regularly or irregularly after lending. It focuses on the determination of macro-factors in stress testing of logistics banking business. Taking the relevant data of logistics banking business of the commercial banks in China as samples, an empirical analysis of stress testing is conducted in this study. The findings indicate that the growth rate of economic growth (GDP), real estate price and money supply (M2) has a significant impact on credit risk, while the interest rate factor is relatively weak. There are risks from the credit investigation to the post-loan management, and the risk control ability should be strengthened.

Copyright

© 2023 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Shuo Feng
AU  - Xiaofeng Hui
PY  - 2023
DA  - 2023/10/31
TI  - Study on Credit Risk in Logistics Banking Business
BT  - Proceedings of the 2023 7th International Seminar on Education, Management and Social Sciences (ISEMSS 2023)
PB  - Atlantis Press
SP  - 1785
EP  - 1792
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-126-5_202
DO  - 10.2991/978-2-38476-126-5_202
ID  - Feng2023
ER  -