Research on the Influence of Institutional Environment and Fintech to Urban Commercial Banking Performance

DOI

10.2991/assehr.k.200331.004How to use a DOI?

Keywords

institutional environment, financial technology, city commercial banking performance

Abstract

As the main body of the financial industry, the operation of commercial Banks is related to the lifeline of the national economy. The integration and development of traditional finance and fintech is the trend of China’s current financial reform. As a new form of finance resulting from the integration of the Internet and finance, there is a close relationship between fintech and the operating performance of commercial banks. Institutional environment is an important influencing factor for the development of the financial industry. Compared with the four major state-owned banks, urban commercial banks in China have significant regional institutional environment differences. Based on the development level of fintech and the influence of institutional factors on the business performance of commercial Banks, this paper explores the influence path and mechanism of fintech on the business performance of China’s urban commercial Banks.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yang Sen
AU  - Gu Jijian
PY  - 2020
DA  - 2020/04/02
TI  - Research on the Influence of Institutional Environment and Fintech to Urban Commercial Banking Performance
BT  - Proceedings of the 5th International Conference on Social Sciences and Economic Development (ICSSED 2020)
PB  - Atlantis Press
SP  - 16
EP  - 20
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.200331.004
DO  - 10.2991/assehr.k.200331.004
ID  - Sen2020
ER  -