Proceedings of the International Conference on Sustainable Innovation Track Accounting and Management Sciences (ICOSIAMS 2021)

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Exploring the Effect of Covid-19 on Cooperative Financial Institutions in Bali

Authors
Surya Dewi Rustariyuni1, *, M. Pudjihardjo2, M.Umar Burhan3, Dias Satria4
1Department of Economics, Faculty of Business and Economics, Udayana University, Indonesia
2,3,4Department of Economics, Faculty of Business and Economics, Brawijaya University, Indonesia
*Corresponding author. Email: dewirustariyuni@unud.ac.id
Corresponding Author
Surya Dewi Rustariyuni
Available Online 13 January 2022.
DOI
10.2991/aebmr.k.211225.001How to use a DOI?
Keywords
cooperative financial institutions; innovation; the Covid-19 pandemic; exploratory research
Abstract

One impact of the Covid-19 outbreak has been to freeze economic actors, including cooperative financial institutions. This has prompted researchers to investigate the effects of the pandemic on cooperative financial institutions, the majority of whose members are small and medium sized enterprises, and the ways in which cooperative financial institutions have handled this pandemic situation. This research was conducted using qualitative and quantitative methods, by integrating the Technology-Organization-Environment (TOE) framework and the Unified Theory of Acceptance and Use of Technology (UTAUT). Starting with semi-structured questions addressed to managers of cooperative financial institutions, a quantitative study was then carried out, ending with conclusions and recommendations. The preliminary findings of this study are that cooperative financial institutions that adopt digital technology are more likely to survive in the pandemic era, and that the cooperative financial institutions’ adoption of technology during this pandemic has been influenced by top management support, ability to cover costs, broadband availability, performance expectations, hedonic motivation, and innovation. The results of exploratory research will be more accurate if they are not limited to geographic boundaries and integrate other popular technology adoption theories. This study first describes the challenges faced by cooperative financial institutions due to the pandemic, then presents how managers of cooperative financial institutions have faced the impact of the crisis.

Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the International Conference on Sustainable Innovation Track Accounting and Management Sciences (ICOSIAMS 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
13 January 2022
ISBN
978-94-6239-504-6
ISSN
2352-5428
DOI
10.2991/aebmr.k.211225.001How to use a DOI?
Copyright
© 2022 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

risenwbib
TY  - CONF
AU  - Surya Dewi Rustariyuni
AU  - M. Pudjihardjo
AU  - M.Umar Burhan
AU  - Dias Satria
PY  - 2022
DA  - 2022/01/13
TI  - Exploring the Effect of Covid-19 on Cooperative Financial Institutions in Bali
BT  - Proceedings of the International Conference on Sustainable Innovation Track Accounting and Management Sciences (ICOSIAMS 2021)
PB  - Atlantis Press
SP  - 1
EP  - 8
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211225.001
DO  - 10.2991/aebmr.k.211225.001
ID  - Rustariyuni2022
ER  -