The Influence of Financial Technology on Net Interest Margin With Moderating Ownership Structure

DOI

10.2991/978-94-6463-402-0_16How to use a DOI?

Keywords

Fintech; NIM; Ownership Structure; IDX

Abstract

The purpose of this study is to study the impact of financial technology or fintech on net interest margin (NIM) using ownership structure as a moderating variable. The method uses a quantitative method. The results include that fintech adoption has a significant negative effect on NIM, ownership structure has a significant negative effect on NIM, ownership structure can positively moderate the effect of fintech adoption on NIM. The benefits of the study are reference materials for investors in the selection of investments related to the adoption of fintech in the banking sector, material that bank management should consider when improving performance, especially NIM and fintech adoption, and materials for the scientific development from fintech to the industry.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Pristin Prima Sari
AU  - Ardian Prima Putra
AU  - Sri Hermuningsih
AU  - Johannes Maysan Damanik
AU  - Anisya Dewi Rahmawati
PY  - 2024
DA  - 2024/05/30
TI  - The Influence of Financial Technology on Net Interest Margin With Moderating Ownership Structure
BT  - Proceedings of the 2nd International Conference on Management and Business (ICOMB 2023)
PB  - Atlantis Press
SP  - 139
EP  - 148
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-402-0_16
DO  - 10.2991/978-94-6463-402-0_16
ID  - Sari2024
ER  -