Proceedings of the International Conference on Islamic and Muhammadiyah Studies (ICIMS 2023)

Analyzing the Behavioral Control Perception and Financial Inclusion on Investment’s Interest with Financial Literacy as Moderating Variables

Authors
Faidatul Ainiyah1, *, Indah Yuliana1, Maretha Ika Prajawati1, Achmad Sani Supriyanto1
1Postgraduate Masters in Islamic Economics, State Islamic University of Maulana Malik Ibrahim Malang, Malang, Indonesia
*Corresponding author. Email: 200504210032@student.uin-malang.ac.id
Corresponding Author
Faidatul Ainiyah
Available Online 28 September 2023.
DOI
10.2991/978-2-38476-102-9_18How to use a DOI?
Keywords
Behavioral Control; Financial Inclusion; Financial Literacy
Abstract

Purpose: This study aims to measure and analyze the Behavioral control perception and Financial Inclusion on Investment Interest with Financial Literacy as moderating variables.

Methodology: This research is quantitative research and the population in this study were millennials at Malang City state university. The method of determining the sample is purposive sampling. The sample in this study amounted to 270 respondents. The data of this study used primary data. This research uses Partial Least Square (PLS) analysis tool with the WarptPLS application 7.0 version.

Results: The results of this study indicate that Behavioral control perception has a direct and significant effect on Investment Interest, and Financial Inclusion has a direct and significant effect on Investment Interest. Financial Literacy moderates and Behavioral control perception on Investment Interest a positive and significant. Financial Literacy moderates the influence of Financial Inclusion in Investment Interest positively and significantly.

Applications/Originality/Value: as a country with a majority Muslim population that benefits from the demographic bonus phenomenon, Indonesia is undoubtedly a good opportunity for capital market growth. Investment Interest is a policy on assets owned to be allocated to an investment option so that they can obtain profit in the future.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Islamic and Muhammadiyah Studies (ICIMS 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
28 September 2023
ISBN
978-2-38476-102-9
ISSN
2352-5398
DOI
10.2991/978-2-38476-102-9_18How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Faidatul Ainiyah
AU  - Indah Yuliana
AU  - Maretha Ika Prajawati
AU  - Achmad Sani Supriyanto
PY  - 2023
DA  - 2023/09/28
TI  - Analyzing the Behavioral Control Perception and Financial Inclusion on Investment’s Interest with Financial Literacy as Moderating Variables
BT  - Proceedings of the International Conference on Islamic and Muhammadiyah Studies (ICIMS 2023)
PB  - Atlantis Press
SP  - 189
EP  - 201
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-102-9_18
DO  - 10.2991/978-2-38476-102-9_18
ID  - Ainiyah2023
ER  -