Analysis of the Impact of the Epidemic on Chinese Commercial Banks

DOI

10.2991/978-94-6463-224-8_15How to use a DOI?

Keywords

non-performing assets; bank interest margin; post-epidemic era

Abstract

The epidemic will temporarily impact the commercial banks, which can be divided into three dimensions. First, the shortcomings of online functions lead to limited development of commercial banks. Second, the rapid growth of non-performing assets has dragged down the pace of bank expansion and income growth. Third, the epidemic economy is under pressure, interest rates are forced to decline, and the trend of narrowing bank interest spreads will accelerate. To deal with these three effects, the author offers three suggestions.

Copyright

© 2023 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Jingyan Lin
PY  - 2023
DA  - 2023/08/23
TI  - Analysis of the Impact of the Epidemic on Chinese Commercial Banks
BT  - Proceedings of the 2023 3rd International Conference on Enterprise Management and Economic Development (ICEMED 2023)
PB  - Atlantis Press
SP  - 100
EP  - 104
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-224-8_15
DO  - 10.2991/978-94-6463-224-8_15
ID  - Lin2023
ER  -