Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)

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Assessing the Effectiveness of Risk Management Strategies in Enhancing Stress Resilience: A Study of China’s Big Four Banks

Authors
Chengyang Zhao1, *
1Antai College of Economics and Management, Shanghai Jiao Tong University, Shanghai, 200030, China
*Corresponding author. Email: 18357571211@sjtu.edu.cn
Corresponding Author
Chengyang Zhao
Available Online 24 February 2025.
DOI
10.2991/978-94-6463-652-9_28How to use a DOI?
Keywords
Risk Management; Compressive Strength; Regression Analysis; Banking Industry
Abstract

This research explores the influence of risk management strategies on the resilience of China’s Big Four banks: Industrial and Commercial Bank of China, China Construction Bank, Bank of China, and Agricultural Bank of China. Using financial data from 2018 to 2023, the study employs descriptive statistics and multiple regression analysis to assess the effectiveness of various risk management measures during periods of economic stress, particularly focusing on the pre-pandemic, pandemic, and post-pandemic phases. The findings indicate that the strategies implemented by these banks, such as managing the leverage ratio and risk-weighted asset ratio, significantly affect their capital adequacy and stability in stock price volatility. The results demonstrate that these measures had a considerable impact on the banks’ ability to withstand stress during the COVID-19 crisis. This paper not only contributes empirical evidence to the theory of bank risk management but also provides recommendations for policymakers and regulators to enhance risk management frameworks, ensuring greater resilience in the face of future economic shocks.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
24 February 2025
ISBN
978-94-6463-652-9
ISSN
2352-5428
DOI
10.2991/978-94-6463-652-9_28How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Chengyang Zhao
PY  - 2025
DA  - 2025/02/24
TI  - Assessing the Effectiveness of Risk Management Strategies in Enhancing Stress Resilience: A Study of China’s Big Four Banks
BT  - Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)
PB  - Atlantis Press
SP  - 271
EP  - 284
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-652-9_28
DO  - 10.2991/978-94-6463-652-9_28
ID  - Zhao2025
ER  -