Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)

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A Study on the Application of Data Science in Consumer Finance

Authors
Duanduan Gu1, *
1Bayi School International Department, No.29 Suzhou Street, Haidian District, Beijing, 100195, China
*Corresponding author. Email: duanduan.gu@bayims.cn
Corresponding Author
Duanduan Gu
Available Online 24 February 2025.
DOI
10.2991/978-94-6463-652-9_42How to use a DOI?
Keywords
Consumer Finance; Risk Management; Data Science; Credit Assessment
Abstract

This paper studies the various applications and impacts of data science in the field of consumer finance under the digital age and makes suggestions for the subsequent development of data science. This paper aims to increase the use and understanding of data science in consumer finance organizations. This paper mainly uses case analysis, data analysis and model analysis techniques. Through a series of studies, it is finally concluded that the application of data science can bring good improvements to enterprises, such as the improvement of risk control ability and investment and financing ability.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
24 February 2025
ISBN
978-94-6463-652-9
ISSN
2352-5428
DOI
10.2991/978-94-6463-652-9_42How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Duanduan Gu
PY  - 2025
DA  - 2025/02/24
TI  - A Study on the Application of Data Science in Consumer Finance
BT  - Proceedings of the International Workshop on Navigating the Digital Business Frontier for Sustainable Financial Innovation (ICDEBA 2024)
PB  - Atlantis Press
SP  - 405
EP  - 411
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-652-9_42
DO  - 10.2991/978-94-6463-652-9_42
ID  - Gu2025
ER  -