Proceedings of the 4th International Conference on Culture, Education and Economic Development of Modern Society (ICCESE 2020)

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Research on Credit Risk of P2P Network Loan Platform: Based on CRITIC-GRA Model

Authors
Yuyang Zhao
Corresponding Author
Yuyang Zhao
Available Online 19 March 2020.
DOI
10.2991/assehr.k.200316.285How to use a DOI?
Keywords
P2P online loan platform, CRITIC-GRA model, credit risk
Abstract

Against the background that Chinese economy is in the critical period of transformation, P2P online loan is undergoing a period of integration from the standardized operation to the mature stage. The defects of management system and supervision system lead to the high credit risk of P2P online loan platform. In this paper, considering the operation status, capital strength, liquidity and credit risk of the borrower of the platform, the CRITIC-GRA comprehensive evaluation model is used to establish the evaluation system of the platform credit risk. Meanwhile, using the data of 50 online loan platforms in China as samples for empirical analysis, this paper sorts the credit risk of 50 online loan platforms, and puts forward constructive suggestions and countermeasures.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 4th International Conference on Culture, Education and Economic Development of Modern Society (ICCESE 2020)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
19 March 2020
ISBN
978-94-6252-931-1
ISSN
2352-5398
DOI
10.2991/assehr.k.200316.285How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Yuyang Zhao
PY  - 2020
DA  - 2020/03/19
TI  - Research on Credit Risk of P2P Network Loan Platform: Based on CRITIC-GRA Model
BT  - Proceedings of the 4th International Conference on Culture, Education and Economic Development of Modern Society (ICCESE 2020)
PB  - Atlantis Press
SP  - 1316
EP  - 1321
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.200316.285
DO  - 10.2991/assehr.k.200316.285
ID  - Zhao2020
ER  -