Proceedings of the 2nd International Academic Conference on Blockchain, Information Technology and Smart Finance (ICBIS 2023)

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Research on the Influence of Digital Finance on Operating Efficiency of Chinese Commercial Banks

Authors
Zizheng Wang1, Xinlei Li1, *
1Shaanxi Normal University, Xi’an, China
*Corresponding author. Email: 569122790@qq.com
Corresponding Author
Xinlei Li
Available Online 10 August 2023.
DOI
10.2991/978-94-6463-198-2_90How to use a DOI?
Keywords
Digital finance; Digital; Commercial banks; Efficiency of operation
Abstract

As a new form of finance, the development of digital finance is closely related to the development of digital technology, Internet, cloud computing, artificial intelligence and other digital technologies. The rise and development of digital finance has had a profound impact on the traditional financial industry. With the rapid development of digital finance, the competition pattern of the banking industry has been greatly impacted, and the traditional business model is facing unprecedented challenges, thus affecting the operating efficiency of commercial banks. Faced with the impact of the development of digital finance, Chinese commercial banks are facing new opportunities and challenges. The research results show that digital finance has a positive influence on the management efficiency of our listed commercial banks. In the early stage, digital finance has a positive effect on the management efficiency of our listed commercial banks, and in the late stage, digital finance has a positive effect on the management efficiency of our listed commercial banks.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2nd International Academic Conference on Blockchain, Information Technology and Smart Finance (ICBIS 2023)
Series
Atlantis Highlights in Computer Sciences
Publication Date
10 August 2023
ISBN
978-94-6463-198-2
ISSN
2589-4900
DOI
10.2991/978-94-6463-198-2_90How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Zizheng Wang
AU  - Xinlei Li
PY  - 2023
DA  - 2023/08/10
TI  - Research on the Influence of Digital Finance on Operating Efficiency of Chinese Commercial Banks
BT  - Proceedings of the 2nd International Academic Conference on Blockchain, Information Technology and Smart Finance (ICBIS 2023)
PB  - Atlantis Press
SP  - 873
EP  - 880
SN  - 2589-4900
UR  - https://doi.org/10.2991/978-94-6463-198-2_90
DO  - 10.2991/978-94-6463-198-2_90
ID  - Wang2023
ER  -