Proceedings of the International Conference on Applied Science and Technology on Social Science (ICAST-SS 2020)

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The Effect of Deposit Interest Rates and Availability of Banking Services on Interests in Savings

Study at the Bank of Nusa Tenggara Timur Main Branch Office of Kupang

Authors
Margaretha Sartien K., Yefta Sanam, Ronald E. Renoat
Corresponding Author
Margaretha Sartien K.
Available Online 26 April 2021.
DOI
10.2991/assehr.k.210424.026How to use a DOI?
Keywords
deposit interest rates, transfer services, ATM service, payment services, interest in saving
Abstract

This research was conducted by survey method in which the population is all customers who make transactions at the Bank of NTT Kupang Main Branch. The number of samples used was 100 people taken with a non-probability sampling method, using accidental sampling technique. Data were collected using a questionnaire and processed by multiple regression analysis. The results showed that simultaneous deposit rates, transfer services, ATM services and payment services significantly influence the interest in saving at the Bank of NTT Kupang Main Branch. Partially the transfer service and payment service variables have a positive and significant influence on saving interest in the Bank of NTT Kupang Main Branch. Whereas variable interest rates on deposits and ATM facilities have also been shown to have a significant influence on saving interest, but in a negative direction (in the opposite direction), where when deposit rates increase and better ATM facilities actually reduce the level of interest in saving at Bank NTT Main Branch Kupang.

Copyright
© 2021, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the International Conference on Applied Science and Technology on Social Science (ICAST-SS 2020)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
26 April 2021
ISBN
978-94-6239-371-4
ISSN
2352-5398
DOI
10.2991/assehr.k.210424.026How to use a DOI?
Copyright
© 2021, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Margaretha Sartien K.
AU  - Yefta Sanam
AU  - Ronald E. Renoat
PY  - 2021
DA  - 2021/04/26
TI  - The Effect of Deposit Interest Rates and Availability of Banking Services on Interests in Savings
BT  - Proceedings of the International Conference on Applied Science and Technology on Social Science (ICAST-SS 2020)
PB  - Atlantis Press
SP  - 132
EP  - 139
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.210424.026
DO  - 10.2991/assehr.k.210424.026
ID  - K.2021
ER  -