Proceedings of the 2013 International Academic Workshop on Social Science

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Research on the Pricing Formula on Small Loan for RCC in China

Authors
Aiwen Yang
Corresponding Author
Aiwen Yang
Available Online October 2013.
DOI
10.2991/iaw-sc.2013.104How to use a DOI?
Keywords
Rural Credit Cooperatives (RCC); small loans; interest rate pricing; lending rate
Abstract

In order to price the small loans for RCC, this paper studies the existing commercial bank lending rates and interest rate pricing, and then proposes two pricing formulas about small loans for Chinese RCC. One is applied to price the basic interest rate of small loan, and the other is applied to price the interest rate for specific customer's loans. Combined with the status of the RCC in Xiangshan County, the paper points out that the two formulas different application scenarios.

Copyright
© 2013, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2013 International Academic Workshop on Social Science
Series
Advances in Intelligent Systems Research
Publication Date
October 2013
ISBN
978-90-78677-84-0
ISSN
1951-6851
DOI
10.2991/iaw-sc.2013.104How to use a DOI?
Copyright
© 2013, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Aiwen Yang
PY  - 2013/10
DA  - 2013/10
TI  - Research on the Pricing Formula on Small Loan for RCC in China
BT  - Proceedings of the 2013 International Academic Workshop on Social Science
PB  - Atlantis Press
SP  - 470
EP  - 473
SN  - 1951-6851
UR  - https://doi.org/10.2991/iaw-sc.2013.104
DO  - 10.2991/iaw-sc.2013.104
ID  - Yang2013/10
ER  -