Proceedings of the 7th FIRST 2023 International Conference on Global Innovations (FIRST-T3 2023)

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How Financial Literacy and Lifestyle Affect Employee Retirement Planning?

Authors
Rita Martini1, *, Zaliah1, Yuli Asmara Triputra1, Kartini binti Che Ibrahim2, Safina Yulia Triviana2, Muhammad Albin Dirgantara2
1Politeknik Negeri Sriwijaya, Palembang, Indonesia
2Politeknik Mukah, Sarawak, Mukah, Malaysia
*Corresponding author. Email: ritamartini@polsri.ac.id
Corresponding Author
Rita Martini
Available Online 29 February 2024.
DOI
10.2991/978-2-38476-220-0_15How to use a DOI?
Keywords
Financial Literacy; Financial Management; Retirement Preparation
Abstract

The primary goal of this research is to assess the impact of financial literacy and lifestyle on employee retirement planning. This research takes a quantitative method. This study employed a questionnaire and an online questionnaire to gather information. A sample of 250 employees in Palembang was used to collect data. The data analysis techniques employed are normality analysis, correlation analysis, and regression analysis. According to the findings of this study, financial literacy has a considerable impact on retirement preparation, and lifestyle has an impact on retirement preparation. This study is expected to provide further information about the scope of financial literacy. It can also provide insight into the impact of financial literacy and lifestyle on retirement readiness.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 7th FIRST 2023 International Conference on Global Innovations (FIRST-T3 2023)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
29 February 2024
ISBN
978-2-38476-220-0
ISSN
2352-5398
DOI
10.2991/978-2-38476-220-0_15How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Rita Martini
AU  - Zaliah
AU  - Yuli Asmara Triputra
AU  - Kartini binti Che Ibrahim
AU  - Safina Yulia Triviana
AU  - Muhammad Albin Dirgantara
PY  - 2024
DA  - 2024/02/29
TI  - How Financial Literacy and Lifestyle Affect Employee Retirement Planning?
BT  - Proceedings of the 7th FIRST 2023 International Conference on Global Innovations (FIRST-T3 2023)
PB  - Atlantis Press
SP  - 127
EP  - 132
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-220-0_15
DO  - 10.2991/978-2-38476-220-0_15
ID  - Martini2024
ER  -