Proceedings of the 2024 3rd International Conference on Economics, Smart Finance and Contemporary Trade (ESFCT 2024)

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Research on the Innovative Performance of Credit Financing in New Generation Information Technology Industry

Authors
Sirui Wu1, *
1Finance, South China Agriculture University, Guangzhou, 510000, China
*Corresponding author. Email: 18819046147@163.com
Corresponding Author
Sirui Wu
Available Online 21 October 2024.
DOI
10.2991/978-94-6463-548-5_22How to use a DOI?
Keywords
New-generation information technology industry; innovation; bank; upgrading
Abstract

At present, there are still some problems in the financing process of China’s new-generation information technology industry. Regional heterogeneity in the scale of exogenous financing, long-term loans tilted toward medium and large enterprises, and fiscal policies that set limits on enterprises’ access to bank loans. The empirical results show that long-term credit loans and mortgage loans from banks have a significant role in promoting the innovation performance of the new generation of information technology industry, while the other explanatory and explanatory variables are not correlated. Based on this, banks need to strengthen the investment of long-term credit and mortgage loan funds to the new generation information technology industry in order to improve the performance of the use of funds.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2024 3rd International Conference on Economics, Smart Finance and Contemporary Trade (ESFCT 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
21 October 2024
ISBN
978-94-6463-548-5
ISSN
2352-5428
DOI
10.2991/978-94-6463-548-5_22How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Sirui Wu
PY  - 2024
DA  - 2024/10/21
TI  - Research on the Innovative Performance of Credit Financing in New Generation Information Technology Industry
BT  - Proceedings of the 2024 3rd International Conference on Economics, Smart Finance and Contemporary Trade (ESFCT 2024)
PB  - Atlantis Press
SP  - 185
EP  - 194
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-548-5_22
DO  - 10.2991/978-94-6463-548-5_22
ID  - Wu2024
ER  -