China's commercial bank credit business Research on challenges and development countermeasures in the age of big data

DOI

10.2991/ebmcsr-18.2018.22How to use a DOI?

Keywords

commercial bank credit business big data countermeasures

Abstract

The development of modern science and technology takes "the improvement of computing capacity and data mining application and transmission" as its essence, which continuously promotes the development of commercial Banks, and the credit business subconsciously needs to change in the intelligent technical background.Big data technology can build a new credit system perspective for bank credit business, explore the potential value and specific financial status of customers, analyze the potential capacity of customers, reduce the service cost of Banks and reduce the loss of customers.This paper analyzes the current situation of China's commercial Banks' credit business, conducts a SWOT analysis of China's commercial Banks' credit business, analyzes the positive impact of the era of big data on the development of China's commercial Banks' credit business, and puts forward countermeasures for the development of China's commercial Banks' credit business in combination with big data technology.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yan Wang
AU  - Xiaohan Gao
PY  - 2018/11
DA  - 2018/11
TI  - China's commercial bank credit business Research on challenges and development countermeasures in the age of big data
BT  - Proceedings of the 2018 International Conference on Economics, Business, Management and Corporate Social Responsibility (EBMCSR 2018)
PB  - Atlantis Press
SP  - 118
EP  - 122
SN  - 2352-5428
UR  - https://doi.org/10.2991/ebmcsr-18.2018.22
DO  - 10.2991/ebmcsr-18.2018.22
ID  - Wang2018/11
ER  -