Analysis of the Relationship between Chinese Banking Competition and Risk-taking. An Empirical Study Based PR Model

DOI

10.2991/cas-15.2015.78How to use a DOI?

Keywords

banking competition; risk-taking; PR model; banking supervision.

Abstract

In this paper, the main research perspective is the relationship between Chinese banking competition and risk-taking, and use of non-structural method of PR models to analysis China 14 banks from 1997 to 2008 data samples to explore the degree of banking market competition empirical analysis and the relationship between banking competition and the risk. The results show that: the state of China's banking industry is monopolistic competition; there is a significant relationship between banking competition and risk-taking, and the degree of competition in the banking sector and the banks' bad loans showed a positive correlation between the proportion; it is different that the impact of exposure levels of degree of competition in the banking sector on the individual bank, and banking competition will lead to state-owned banks (large banks) to take greater risks. Therefore, the article suggested the bank should further promote the reform of the good market access barrier, improve the effectiveness of banking supervision.

Copyright

© 2015, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Ji Lin
AU  - Guo Lihong
PY  - 2015/08
DA  - 2015/08
TI  - Analysis of the Relationship between Chinese Banking Competition and Risk-taking. An Empirical Study Based PR Model
BT  - Proceedings of the 2015 AASRI International Conference on Circuits and Systems
PB  - Atlantis Press
SP  - 327
EP  - 330
SN  - 2352-538X
UR  - https://doi.org/10.2991/cas-15.2015.78
DO  - 10.2991/cas-15.2015.78
ID  - Lin2015/08
ER  -