Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2024)

Impulse Buying Tendency Moderates Financial Knowledge and Self Control in Nomadic Students Using Shopee Paylater

Authors
Vidias Fatmawatie Anggraeni1, *, Fadia Zen1, Subagyo1, Lulu Nurul Istanti1
1Universitas Negeri Malang, Jl.Semarang No.5, Malang, Jawa Timur, 65145, Indonesia
*Corresponding author.
Corresponding Author
Vidias Fatmawatie Anggraeni
Available Online 19 November 2024.
DOI
10.2991/978-94-6463-576-8_23How to use a DOI?
Keywords
Financial Knowledge; Financial Management Behavior; Impulse Buying Tendency; Overseas Students; Self Control; SEM; Shopee Paylater
Abstract

Financial management behavior has been a critical concern in recent years, as evidenced by the widespread use of Shopee Paylater among students. Individuals who do not comprehend the hazards of paylater and do not adequately mitigate the risk of default can put users in debt. Financial management is one method for decreasing the risk of paylater default. This vararticle seeks to investigate (and determine) the implications of financial knowledge and self-control on financial management behavior, with impulse buying tendency serving as a moderating variable, on overseas students studying in Malang City who use Shopee Paylater. Purposive sampling was used to obtain data, and overseas students were given questionnaires. A total of 115 persons were selected from the survey results. The analytical method of Structural Equation Modeling (SEM) will be utilized along with WarpPLS 7.0 software. According to the current research findings, financial knowledge and self-control significantly impact financial management behavior. The influence of using Shopee Paylater on impulse buying behavior among overseas students in Malang City reduces the effect of financial knowledge on financial management behavior, but it does not affect self-control in financial management behavior. The findings of this study can be used as a reference for overseas students, mostly Shopee Paylater users, to be able to apply good financial management, where they can control their use of Shopee Paylater when shopping, is responsible for implementing financial management behavior and can control themselves when making a decision.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
19 November 2024
ISBN
978-94-6463-576-8
ISSN
2352-5428
DOI
10.2991/978-94-6463-576-8_23How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Vidias Fatmawatie Anggraeni
AU  - Fadia Zen
AU  - Subagyo
AU  - Lulu Nurul Istanti
PY  - 2024
DA  - 2024/11/19
TI  - Impulse Buying Tendency Moderates Financial Knowledge and Self Control in Nomadic Students Using Shopee Paylater
BT  - Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2024)
PB  - Atlantis Press
SP  - 263
EP  - 273
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-576-8_23
DO  - 10.2991/978-94-6463-576-8_23
ID  - Anggraeni2024
ER  -