Indonesian Sharia Commercial Bank: Taking into Account from the Ratio of Rentability, Liquidity, Company Size and Capital Adequacy
- DOI
- 10.2991/aebmr.k.211115.043How to use a DOI?
- Keywords
- Profitability; Liquidity; Bank Size; Capital Adequacy Ratio
- Abstract
The capital adequacy ratio of a bank is a ratio used to assess a bank’s ability to raise capital to finance its operations. This capital assessment is accomplished through an examination of the capital ratio as defined by the CAR (Capital Adequacy Ratio). The researcher uses the independent variables profitability, liquidity, and bank size to determine whether or not these ratios have an effect on the dependent variable (Capital Adequacy Ratio). This is a quantitative study utilizing secondary data. This study examines Islamic Commercial Banks that were registered with the Financial Services Authority between 2015 and 2020. This study analyzed a total of 15 businesses. The findings of this study indicate that a bank, as a profit-oriented institution, must have a strong capital base, as this will aid in maintaining and developing the bank in the future, and with sufficient capital, customers will feel more loyal and the level of trust will be higher.
- Copyright
- © 2021 The Authors. Published by Atlantis Press International B.V.
- Open Access
- This is an open access article under the CC BY-NC license.
Cite this article
TY - CONF AU - Yuli Agustina AU - Rosyi Martha Kumalasari PY - 2021 DA - 2021/11/23 TI - Indonesian Sharia Commercial Bank: Taking into Account from the Ratio of Rentability, Liquidity, Company Size and Capital Adequacy BT - Proceedings of the BISTIC Business Innovation Sustainability and Technology International Conference (BISTIC 2021) PB - Atlantis Press SP - 291 EP - 296 SN - 2352-5428 UR - https://doi.org/10.2991/aebmr.k.211115.043 DO - 10.2991/aebmr.k.211115.043 ID - Agustina2021 ER -