Conceptualizing of Financial Resilient: Building Money Management Behavior
- DOI
- 10.2991/978-2-38476-090-9_56How to use a DOI?
- Keywords
- Financial Resilience; Money Management Behavior; Digital Financial Literacy
- Abstract
This study aims to formulate a model of household financial resilience focusing on the formation of money management behavior with an asset-based approach. This proposed model determines saving and investment as critical factors to manage personal financial management. Based on the Theory of Planned Behavior, how people behave is stimulated by the intention accumulated from people's attitude, subjective norm and controlled by the perceived behavior. Moreover, dealing with digitalization as a response to an economic shock, this model integrates the importance of household digital financial literacy. The proposed model could be tested for future research in any population and specific region.
- Copyright
- © 2023 The Author(s)
- Open Access
- Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.
Cite this article
TY - CONF AU - Sri Mangesti Rahayu AU - Saparila Worokinasih AU - Cacik Rut Damayanti AU - Adhela Gina Rachmatika AU - Rani Arifah Normawati AU - Yudha Alief Aprilian PY - 2023 DA - 2023/08/01 TI - Conceptualizing of Financial Resilient: Building Money Management Behavior BT - Proceedings of the Fifth Annual International Conference on Business and Public Administration (AICoBPA 2022) PB - Atlantis Press SP - 709 EP - 721 SN - 2352-5398 UR - https://doi.org/10.2991/978-2-38476-090-9_56 DO - 10.2991/978-2-38476-090-9_56 ID - Rahayu2023 ER -