Proceedings of the Fifth Annual International Conference on Business and Public Administration (AICoBPA 2022)

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Conceptualizing of Financial Resilient: Building Money Management Behavior

Authors
Sri Mangesti Rahayu1, *, Saparila Worokinasih1, Cacik Rut Damayanti1, Adhela Gina Rachmatika1, Rani Arifah Normawati2, Yudha Alief Aprilian1
1Department of Business Administration, Brawijaya University, Malang, Indonesia
2Department of Digital Office Opr, Akademi Komunitas Negeri Putra Sang Fajar Blitar, Blitar, Indonesia
*Corresponding author. Email: mangestifia@ub.ac.id
Corresponding Author
Sri Mangesti Rahayu
Available Online 1 August 2023.
DOI
10.2991/978-2-38476-090-9_56How to use a DOI?
Keywords
Financial Resilience; Money Management Behavior; Digital Financial Literacy
Abstract

This study aims to formulate a model of household financial resilience focusing on the formation of money management behavior with an asset-based approach. This proposed model determines saving and investment as critical factors to manage personal financial management. Based on the Theory of Planned Behavior, how people behave is stimulated by the intention accumulated from people's attitude, subjective norm and controlled by the perceived behavior. Moreover, dealing with digitalization as a response to an economic shock, this model integrates the importance of household digital financial literacy. The proposed model could be tested for future research in any population and specific region.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the Fifth Annual International Conference on Business and Public Administration (AICoBPA 2022)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
1 August 2023
ISBN
10.2991/978-2-38476-090-9_56
ISSN
2352-5398
DOI
10.2991/978-2-38476-090-9_56How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Sri Mangesti Rahayu
AU  - Saparila Worokinasih
AU  - Cacik Rut Damayanti
AU  - Adhela Gina Rachmatika
AU  - Rani Arifah Normawati
AU  - Yudha Alief Aprilian
PY  - 2023
DA  - 2023/08/01
TI  - Conceptualizing of Financial Resilient: Building Money Management Behavior
BT  - Proceedings of the Fifth Annual International Conference on Business and Public Administration (AICoBPA 2022)
PB  - Atlantis Press
SP  - 709
EP  - 721
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-090-9_56
DO  - 10.2991/978-2-38476-090-9_56
ID  - Rahayu2023
ER  -