The Relationship Between Health Insurance and Out-of-Pocket Medical Expenditure in China

DOI

10.2991/assehr.k.200723.118How to use a DOI?

Keywords

Health insurance, Out-of-pocket medical expenditure, Moral hazard, China Health and Nutrition Survey (CHNS)

Abstract

Health issue has aroused wide public concern in China. To some extent, insurance may decrease the cost of medical service. However, due to moral hazard (such as pianbao), people are more likely to use their health insurance. Both situations are possible in daily life. After running the regression using Stata and the data from China Health and Nutrition Survey, it comes to a conclusion that people may use more healthcare if they have health insurance. This paper provides a new idea about the relationship between insurance and expenditure. It ends by noting how Chinese government would deal with this kind of problem. Regulations and laws need to improve based on current legal system in the pharmaceutical industry.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Zhaohan Liu
PY  - 2020
DA  - 2020/07/24
TI  - The Relationship Between Health Insurance and Out-of-Pocket Medical Expenditure in China
BT  - Proceedings of the 2020 International Conference on Advanced Education, Management and Social Science (AEMSS2020)
PB  - Atlantis Press
SP  - 138
EP  - 141
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.200723.118
DO  - 10.2991/assehr.k.200723.118
ID  - Liu2020
ER  -