Legal Protection for Insured Companies in the Insurance Company Experience Fail to Pay in Claim Process (Example of The Case of Bumiputera Insurance Certificate Policy Number: 209101549390)

DOI

10.2991/assehr.k.201209.159How to use a DOI?

Keywords

Life insurance, policy, claim

Abstract

Insurance is essentially used to estimate all risks that are born from the uncertainty of a condition. An uncertainty of the condition has never been experienced by individuals or companies. Not all individuals and companies will be able to survive when faced with an unpredicted occurrence. But in fact there are still many insured difficulties when about to make an insurance claim that should be the right. There are two possibilities that can be the insured to make an insurance claim, the first is because the insured can not qualify according to the approved policy, the second is because the insurer deliberately complicate the insured party to make an insurance claim. This Paper discusses the cases in the company in PT. General insurance Bumiputera with policy number 209101549390 made on May 05, year 2009 on behalf of Mr. Suratmin. In this case, Mr. Suratmin is listed that Mr. Suratmin as the insured party has closed the life insurance agreement in the company of Bumiputera Insurance with a variety of insurance partner Melati without a doctor’s examination. The insured has carried out its obligations by making premium payments periodically and has completed the obligation to pay the premium until the 05 of May year 2019, however, until now the submission of the insurance contract of the Mr. Suratmin which has not also been disbursed or given by the insurer is PT. General Insurance Bumiputera to the insured, Mr. Suratmin.

Copyright

© 2020, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Christine Kansil
AU  - Deasy Susilawati
PY  - 2020
DA  - 2020/12/12
TI  - Legal Protection for Insured Companies in the Insurance Company Experience Fail to Pay in Claim Process (Example of The Case of Bumiputera Insurance Certificate Policy Number: 209101549390)
BT  - Proceedings of the 2nd Tarumanagara International Conference on the Applications of Social Sciences and Humanities (TICASH 2020)
PB  - Atlantis Press
SP  - 1003
EP  - 1007
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.201209.159
DO  - 10.2991/assehr.k.201209.159
ID  - Kansil2020
ER  -