Proceedings of the 6th International Conference on Tourism, Economics, Accounting, Management, and Social Science (TEAMS 2021)

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The Pandemic Period and the Threat of Financial Exclusion on Market Traders in Singaraja City

Authors
Putu Ria Astria1, *, Gede Adi Yuniarta1, Gusti Ayu Purnamawati1, Luh Putu Ekawati1
1Department of Economics and Accounting, Universitas Pendidikan Ganesha, Singaraja, Indonesia
*Corresponding author. Email: riaastria@undiksha.ac.id
Corresponding Author
Putu Ria Astria
Available Online 25 November 2021.
DOI
10.2991/aebmr.k.211124.034How to use a DOI?
Keywords
Economic; Financial exclusion; Financial literation
Abstract

During this pandemic, the economic is always be highlight news. The lack of people’s purchasing power has a domino effect for entrepreneurs in Indonesia, especially UMKM who are the spearhead of the economy. In Indonesia, UMKM contribute 65% of GDP per year, this will certainly greatly affect the trade balance in Indonesia. The government must have started to act with the current conditions, a lot of assistance was given, especially to UMKM as a form of relaxation, but in fact access to financing has not reached all UMKM because of financial exclusion that occurs in the community, especially traders in the market of the city of Singaraja who also lack financial literacy. For this reason, the author is interested in examining how this pandemic period exacerbates the limitations of financial media which has been one of the government’s focuses to increase financial inclusion in Indonesia. The researcher used a sample of traders in the market in the city of Singaraja, recalling that the financial literacy of market participants was also quite minimal. This study uses a qualitative method by describing every perception and behavior observed by researchers through observation, in-depth interviews and documentation.

Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

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Volume Title
Proceedings of the 6th International Conference on Tourism, Economics, Accounting, Management, and Social Science (TEAMS 2021)
Series
Advances in Economics, Business and Management Research
Publication Date
25 November 2021
ISBN
978-94-6239-465-0
ISSN
2352-5428
DOI
10.2991/aebmr.k.211124.034How to use a DOI?
Copyright
© 2021 The Authors. Published by Atlantis Press International B.V.
Open Access
This is an open access article under the CC BY-NC license.

Cite this article

risenwbib
TY  - CONF
AU  - Putu Ria Astria
AU  - Gede Adi Yuniarta
AU  - Gusti Ayu Purnamawati
AU  - Luh Putu Ekawati
PY  - 2021
DA  - 2021/11/25
TI  - The Pandemic Period and the Threat of Financial Exclusion on Market Traders in Singaraja City
BT  - Proceedings of the 6th International Conference on Tourism, Economics, Accounting, Management, and Social Science (TEAMS 2021)
PB  - Atlantis Press
SP  - 225
EP  - 228
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.211124.034
DO  - 10.2991/aebmr.k.211124.034
ID  - Astria2021
ER  -