Analysis on Non-performing Loans of Chongqing Rural Commercial Bank

DOI

10.2991/ssmi-19.2019.60How to use a DOI?

Keywords

Chongqing rural commercial bank; Non-performing loan ratio; the structure of non-performing loans; Concentration of non-performing loan.

Abstract

By applying the financial data from 2014 to 2018, this paper found that the changing trend of the non-performing loan ratio of Chongqing rural commercial bank was basically the same as that of the average non-performing loan ratio of commercial banks in China, and the level was relatively low. There were some risks in the structure of non-performing loans, but the risks could be controlled. Among the product types of non-performing loan, the loan quality of retail category was better than that of company category. The industry distribution with high concentration of non-performing loans has higher hidden dangers of credit risk. On the whole, the quality of credit assets of Chongqing rural commercial bank was good and the risk could be controlled.

Copyright

© 2019, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Zhenqian Zhang
PY  - 2019/12
DA  - 2019/12
TI  - Analysis on Non-performing Loans of Chongqing Rural Commercial Bank
BT  - Proceedings of the 2nd International Symposium on Social Science and Management Innovation (SSMI 2019)
PB  - Atlantis Press
SP  - 220
EP  - 224
SN  - 2352-5398
UR  - https://doi.org/10.2991/ssmi-19.2019.60
DO  - 10.2991/ssmi-19.2019.60
ID  - Zhang2019/12
ER  -