Proceedings of the 4th Social and Humanities Research Symposium (SoRes 2021)

Disclosure of the Proportion and Classification of Green Credit in the Indonesian Banking Sector

Authors
Rudy Hartanto*, Irena Paramita Pramono, Riyang Mardini
Faculty of Economics and Business, Universitas Islam Bandung, Bandung, Indonesia
Corresponding Author
Rudy Hartanto
Available Online 23 April 2022.
DOI
10.2991/assehr.k.220407.074How to use a DOI?
Keywords
greenn credit; sustainable finance; sustainable development goals
Abstract

This study aims to look at the portion and classification of green lending based on the provisions of the Indonesian financial services authority regulations. This research was conducted on banks that have provided green credit since 2018. The classification of green credit financing consists of 11 classifications. The results of the analysis of the green credit portion of total credit show that BRI bank has the largest portion, namely 57.34% (2019) and 63.88% (2020). The results of further analysis show that the largest portion of green credit is in the classification of MSME activities. Meanwhile, the least green credit financing is financing for climate change adaptation and Land and Water Biodiversity Conservation. The test results show that the low portion of green credit outside of MSME activities indicates a tendency for low environmental-friendly business activities or there is a possibility that the credit requirements proposed by environmentally sound companies to banks are still appropriate. Further research is expected to add to the identification of profiles of environmentally sound companies in Indonesia so that two points of view can be found between banking and environmentally sound companies.

Copyright
© 2022 The Authors. Published by Atlantis Press SARL.
Open Access
This is an open access article distributed under the CC BY-NC 4.0 license.

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Volume Title
Proceedings of the 4th Social and Humanities Research Symposium (SoRes 2021)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
23 April 2022
ISBN
978-94-6239-570-1
ISSN
2352-5398
DOI
10.2991/assehr.k.220407.074How to use a DOI?
Copyright
© 2022 The Authors. Published by Atlantis Press SARL.
Open Access
This is an open access article distributed under the CC BY-NC 4.0 license.

Cite this article

TY  - CONF
AU  - Rudy Hartanto
AU  - Irena Paramita Pramono
AU  - Riyang Mardini
PY  - 2022
DA  - 2022/04/23
TI  - Disclosure of the Proportion and Classification of Green Credit in the Indonesian Banking Sector
BT  - Proceedings of the 4th Social and Humanities Research Symposium (SoRes 2021)
PB  - Atlantis Press
SP  - 367
EP  - 369
SN  - 2352-5398
UR  - https://doi.org/10.2991/assehr.k.220407.074
DO  - 10.2991/assehr.k.220407.074
ID  - Hartanto2022
ER  -