Proceedings of the 2023 3rd International Conference on Public Management and Intelligent Society (PMIS 2023)

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Study on the Integrated Financing Credit Service Model for Small and Micro Enterprises

Authors
Huijie Sun1, *
1School of Management Science and Engineering, Hebei University of Economics and Business, Shijiazhuang, China
*Corresponding author. Email: shj15132305225@outlook.com
Corresponding Author
Huijie Sun
Available Online 26 July 2023.
DOI
10.2991/978-94-6463-200-2_52How to use a DOI?
Keywords
Integrated financing credit service platform; Model; Small and micro enterprises; Credit information; Financing
Abstract

Deepening financial services for small and micro enterprises is an important decision of the Party Central Committee and the State Council, yet the problem of financing difficulties for small and micro enterprises has not been effectively solved, which has seriously hindered the stable development of small and micro enterprises. In order to promote the construction of a national integrated financing credit service platform network to achieve high-quality development of small and micro enterprises, this study uses literature research and example analysis to analyse the development dilemma of integrated financing credit services in China, design the framework structure of the integrated financing credit service platform and explore the new model of integrated financing credit services in China in combination with the construction of a typical Chinese construction–the Qingdao station of CeLoan platform. The new model of integrated financing credit service with special features is proposed to strengthen the support of credit to the financing of small and micro enterprises, improve the platform system and help banks and other financial institutions to improve their ability to serve small and micro enterprises and other feasible suggestions, so as to promote the transformation and upgrading of China's economy.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2023 3rd International Conference on Public Management and Intelligent Society (PMIS 2023)
Series
Atlantis Highlights in Intelligent Systems
Publication Date
26 July 2023
ISBN
978-94-6463-200-2
ISSN
2589-4919
DOI
10.2991/978-94-6463-200-2_52How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Huijie Sun
PY  - 2023
DA  - 2023/07/26
TI  - Study on the Integrated Financing Credit Service Model for Small and Micro Enterprises
BT  - Proceedings of the 2023 3rd International Conference on Public Management and Intelligent Society (PMIS 2023)
PB  - Atlantis Press
SP  - 500
EP  - 512
SN  - 2589-4919
UR  - https://doi.org/10.2991/978-94-6463-200-2_52
DO  - 10.2991/978-94-6463-200-2_52
ID  - Sun2023
ER  -