Proceedings of the 2nd International Scientific and Practical Conference “Modern Management Trends and the Digital Economy: from Regional Development to Global Economic Growth” (MTDE 2020)

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Influence of Digital Technologies on the Transformation of a Banking Product

Authors
A.I. Serebrennikova, A.V. Mikryukov, T.A. Tchilimova
Corresponding Author
A.I. Serebrennikova
Available Online 5 May 2020.
DOI
10.2991/aebmr.k.200502.170How to use a DOI?
Keywords
banking product, bank, digitalization, digital technologies, financial intermediation
Abstract

The article discusses the theory and practice of the transformation of a banking product under the influence of digital technologies. The target of the research is in-depth understanding of the essence of banking product digital transformation. The research was conducted using a combined approach and a set of general scientific and special research methods. Based on the systematization of a banking product features, the predetermination of the digital technologies in banking products is revealed. A brief review of the banking products history in the context of the Russian banking system development was conducted. And the development problematic stages that influenced on the transformation of the banking product were identified. A brief excursion into the current state of the use of digital technologies in banking products is presented. The conclusion about the preservation of the intermediary role of banks and the possibility of researching the changes in the type of their activities in the digital era through the prism of research on the banking products transformation was made.

Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 2nd International Scientific and Practical Conference “Modern Management Trends and the Digital Economy: from Regional Development to Global Economic Growth” (MTDE 2020)
Series
Advances in Economics, Business and Management Research
Publication Date
5 May 2020
ISBN
978-94-6252-962-5
ISSN
2352-5428
DOI
10.2991/aebmr.k.200502.170How to use a DOI?
Copyright
© 2020, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - A.I. Serebrennikova
AU  - A.V. Mikryukov
AU  - T.A. Tchilimova
PY  - 2020
DA  - 2020/05/05
TI  - Influence of Digital Technologies on the Transformation of a Banking Product
BT  - Proceedings of the 2nd International Scientific and Practical Conference “Modern Management Trends and the Digital Economy: from Regional Development to Global Economic Growth” (MTDE 2020)
PB  - Atlantis Press
SP  - 1033
EP  - 1038
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.200502.170
DO  - 10.2991/aebmr.k.200502.170
ID  - Serebrennikova2020
ER  -