Risk Assessment Analysis of P2P Network Loan

DOI

10.2991/mcei-17.2017.146How to use a DOI?

Keywords

Risk assessment; Information Gain; P2P network loan; WOE value

Abstract

P2P network loan has been widely concerned by people since it came into the market. This paper establishes an assessment analysis model to evaluate the risk level of P2P network loan. Seven important indexes are selected to constitute the evaluation index system by using the method of Information Gain. Then the analysis method of WOE value is used to evaluate the risk level of P2P network loan, and the conclusion is drawn that the larger the WOE value of complex development index, the lower the risk level of borrowers' credit.

Copyright

© 2017, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Xiaoling Xu
AU  - Cheng Wang
PY  - 2017/12
DA  - 2017/12
TI  - Risk Assessment Analysis of P2P Network Loan
BT  - Proceedings of the 2017 7th International Conference on Mechatronics, Computer and Education Informationization (MCEI 2017)
PB  - Atlantis Press
SP  - 690
EP  - 693
SN  - 2352-538X
UR  - https://doi.org/10.2991/mcei-17.2017.146
DO  - 10.2991/mcei-17.2017.146
ID  - Xu2017/12
ER  -