Research on Regional Differences of Peer-to-peer Lending in China

DOI

10.2991/jahp-18.2018.26How to use a DOI?

Keywords

peer-to-peer lending; regional difference; level of resident wealth; financing needs; level of resident consumption

Abstract

This article studies regional differences of peer-to-peer lending in China. We construct a novel index, called peer-to-peer lending development index, to measure the development level of peer-to-peer lending in different provinces. Using quarterly panel data from January 2014 to March 2016 in 28 Chinese provinces, we describe regional differences of peer-to-peer lending development level and identify the determinants of peer-to-peer lending development across regions. Based on our empirical findings, we provide policy recommendations for the development of peer-to-peer lending in China.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Yuhang Chen
AU  - Yongjian Zong
PY  - 2018/08
DA  - 2018/08
TI  - Research on Regional Differences of Peer-to-peer Lending in China
BT  - Proceedings of the 3rd International Conference on Judicial, Administrative and Humanitarian Problems of State Structures and Economic Subjects (JAHP 2018)
PB  - Atlantis Press
SP  - 124
EP  - 129
SN  - 2352-5398
UR  - https://doi.org/10.2991/jahp-18.2018.26
DO  - 10.2991/jahp-18.2018.26
ID  - Chen2018/08
ER  -