Influence of Regional Factors on the Risk Level of Mortgage Pools
Authors
S.A. Potomova
Corresponding Author
S.A. Potomova
Available Online May 2019.
- DOI
- 10.2991/iscfec-19.2019.44How to use a DOI?
- Keywords
- Risk, Securitization, Mortgage Loans, Regional Factor, Default.
- Abstract
The article is devoted to determination of influence of regional factors on probability of default of borrowers of mortgage loans included in the structure of mortgage coverage. The established relationship demonstrates the necessity to take into account re-gional factors both in the process of granting mortgage loans and their further inclusion in the pool of mortgage coverage. Ignoring these influence can lead to increase in risks of mortgage loan pools, and, therefore, of issued bonds.
- Copyright
- © 2019, the Authors. Published by Atlantis Press.
- Open Access
- This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).
Cite this article
TY - CONF AU - S.A. Potomova PY - 2019/05 DA - 2019/05 TI - Influence of Regional Factors on the Risk Level of Mortgage Pools BT - Proceedings of the International Science and Technology Conference "FarEastСon" (ISCFEC 2019) PB - Atlantis Press SP - 165 EP - 167 SN - 2352-5428 UR - https://doi.org/10.2991/iscfec-19.2019.44 DO - 10.2991/iscfec-19.2019.44 ID - Potomova2019/05 ER -