The Effect of Financial Literacy on Personal Financial Management

DOI

10.2991/978-94-6463-244-6_20How to use a DOI?

Keywords

Financial literacy; financial planning; student personal financial

Abstract

The objective of this research is to analyze the direct and indirect consequences that the personal financial management behaviors of students at Halmahera University have on the direct and indirect implications of their financial literacy and planning. In order to evaluate the data, both the multiple regression analysis and the Classical Assumption test were applied. This study’s results demonstrate that financial literacy has no direct effect on financial literacy and student personal financial management. This research did not find any evidence of a connection between student financial behavior and either financial literacy or financial literacy, which includes student financial planning and financial behavior.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Yonas Meti
AU  - Rina Silvia
AU  - Novriani Monika Wangka
AU  - Gloria Miagina Palako Djurubassa
AU  - Herman Sidete
AU  - Hernansi Biso
AU  - Filus Raraga
PY  - 2023
DA  - 2023/09/30
TI  - The Effect of Financial Literacy on Personal Financial Management
BT  - Proceedings of the 20th International Symposium on Management (INSYMA 2023)
PB  - Atlantis Press
SP  - 112
EP  - 118
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-244-6_20
DO  - 10.2991/978-94-6463-244-6_20
ID  - Meti2023
ER  -