Proceedings of the 19th International Symposium on Management (INSYMA 2022)

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Family Financial Socialization and Financial Behavior on the Covid-19 Perspective

The Mediating Role of Self-efficacy

Authors
Zunairoh Zunairoh1, Marwin Antonius Rejeki Silalahi1, Liliana Inggrit Wijaya1, *
1University of Surabaya, Surabaya, Indonesia
*Corresponding author. Email: liliana@staff.ubaya.ac.id
Corresponding Author
Liliana Inggrit Wijaya
Available Online 5 December 2022.
DOI
10.2991/978-94-6463-008-4_5How to use a DOI?
Keywords
family financial socialization; financial behavior; self-efficacy; the Covid-19 pandemic
Abstract

The Covid-19 pandemic has had a very high impact on students’ monthly expenses. This is indicated by a decrease in pocket money, changes in the source of pocket money income, and a significant change in student spending. This study investigates the effect of family financial socialization on financial behavior mediated by self-efficacy. The survey was conducted online to 157 private and public undergraduate and postgraduate students in Indonesia, including questions about demographics, family financial socialization, financial behavior, and self-efficacy. The research model consists of three hypotheses tested using structural equation modeling. The results show that family financial socialization has a positive effect on financial behavior directly. Family financial socialization has a positive effect on financial behavior indirectly through self-efficacy.

Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 19th International Symposium on Management (INSYMA 2022)
Series
Advances in Economics, Business and Management Research
Publication Date
5 December 2022
ISBN
978-94-6463-008-4
ISSN
2352-5428
DOI
10.2991/978-94-6463-008-4_5How to use a DOI?
Copyright
© 2023 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Zunairoh Zunairoh
AU  - Marwin Antonius Rejeki Silalahi
AU  - Liliana Inggrit Wijaya
PY  - 2022
DA  - 2022/12/05
TI  - Family Financial Socialization and Financial Behavior on the Covid-19 Perspective
BT  - Proceedings of the 19th International Symposium on Management (INSYMA 2022)
PB  - Atlantis Press
SP  - 28
EP  - 35
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-008-4_5
DO  - 10.2991/978-94-6463-008-4_5
ID  - Zunairoh2022
ER  -