Proceedings of the 5th International Conference on Global Innovation and Trends in Economy 2024 (INCOGITE 2024)

<Previous Article In Volume
Next Article In Volume>

The Influence of Digital Financial Literacy and The Use of Financial Technology Towards Financial Satisfaction Through Financial Behavior

Authors
Patricia Kiarra Adelaide1, Antonius Siahaan1, *
1Swiss German University, Prominence Tower Alam Sutera, Tangerang, Indonesia
*Corresponding author. Email: antonius.siahaan@sgu.ac.id
Corresponding Author
Antonius Siahaan
Available Online 11 December 2024.
DOI
10.2991/978-94-6463-585-0_15How to use a DOI?
Keywords
Digital Financial Literacy; Financial Technology; Financial Behavior; Financial Satisfaction
Abstract

The current digital age has triggered an increased usage of financial technology that affects consumerism culture, while the overall digital financial literacy remains low. Previous literature suggested a significant relationship between these two variables towards the behavioral finance of fintech users and how it can have an effect on a person’s satisfactory level on their own personal finance. Thus, this study is conducted to analyze the influence of digital financial literacy and financial technology towards financial satisfaction through financial behavior. Furthermore, there is limited literature related to digital financial literacy and contradictory results regarding the relationship between fintech and financial behavior. To accomplish the objective of this study, multiple regression analysis was conducted, which analyzed the relationship between the independent variables (DFL and FT), the intervening variable (FB), toward the dependent variable (FS). As a result, four out of five hypotheses were accepted; only the relationship between DFL and FS was not supported.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume
Next Article In Volume>
Volume Title
Proceedings of the 5th International Conference on Global Innovation and Trends in Economy 2024 (INCOGITE 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
11 December 2024
ISBN
978-94-6463-585-0
ISSN
2352-5428
DOI
10.2991/978-94-6463-585-0_15How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Patricia Kiarra Adelaide
AU  - Antonius Siahaan
PY  - 2024
DA  - 2024/12/11
TI  - The Influence of Digital Financial Literacy and The Use of Financial Technology Towards Financial Satisfaction Through Financial Behavior
BT  - Proceedings of the 5th International Conference on Global Innovation and Trends in Economy 2024 (INCOGITE 2024)
PB  - Atlantis Press
SP  - 203
EP  - 222
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-585-0_15
DO  - 10.2991/978-94-6463-585-0_15
ID  - Adelaide2024
ER  -