Research of Individual Credit System Based On Risk Prevention of Credit Card

DOI

10.2991/icssr-14.2014.136How to use a DOI?

Keywords

Credit card, Individual credit system, Commercial bank

Abstract

The source and course of credit card risk are elaborated in this paper, and the defects of individual credit system used in our country’s nowadays banking are analyzed as well. The individual credit system for credit card in America is learned in this paper, and the related improving methods for individual credit system in our country’s nowadays banking are proposed, including: improving nowadays credit system; enforcing the quality verification for credit data; establishing a complete individual credit evaluation system; enforcing the sharing of individual credit information among banks, in order to prevent the risk of credit card better.

Copyright

© 2014, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Ming Zeng
PY  - 2014/06
DA  - 2014/06
TI  - Research of Individual Credit System Based On Risk Prevention of Credit Card
BT  - Proceedings of the 3rd International Conference on Science and Social Research
PB  - Atlantis Press
SP  - 601
EP  - 605
SN  - 2352-5398
UR  - https://doi.org/10.2991/icssr-14.2014.136
DO  - 10.2991/icssr-14.2014.136
ID  - Zeng2014/06
ER  -