The Impact of Fintech on SMEs Financing

DOI

10.2991/aebmr.k.220405.074How to use a DOI?

Keywords

Fintech; Financing for micro; small and medium-sized enterprises

Abstract

Small and micro enterprises are an important part of China’s national economy. However, financing is difficult and expensive for small and micro enterprises in the process of operation, which limits the possibility of development. Relevant research focuses on how the emergence of fintech in recent years will help solve the dilemma of difficult and expensive financing for small and micro enterprises. This paper analyzes the risk control in credit loans of small and micro loans from the perspectives of financing structure, financing cost, and financing supervision, hoping to help small and micro enterprises out of the financing dilemma. The paper finds that financial technology can contribute to solving the financing difficulties of small and medium-sized enterprises.

Copyright

© 2022 The Authors. Published by Atlantis Press International B.V.

Open Access

This is an open access article distributed under the CC BY-NC 4.0 license.

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TY  - CONF
AU  - Yueyang Wang
PY  - 2022
DA  - 2022/04/29
TI  - The Impact of Fintech on SMEs Financing
BT  - Proceedings of the 2022 7th International Conference on Social Sciences and Economic Development (ICSSED 2022)
PB  - Atlantis Press
SP  - 450
EP  - 454
SN  - 2352-5428
UR  - https://doi.org/10.2991/aebmr.k.220405.074
DO  - 10.2991/aebmr.k.220405.074
ID  - Wang2022
ER  -