Proceedings of the 1st International Conference Postgraduate School Universitas Airlangga : "Implementation of Climate Change Agreement to Meet Sustainable Development Goals" (ICPSUAS 2017)

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ANALYSIS OF THE ROLE SHARIA FINANCING AND CHARACTERISTICS OF BUSINESS INSTITUTIONS TO MICRO, SMALL AND MEDIUM ENTERPRISE (MSMES) DEVELOPMENT IN SOLOK CITY OF WEST SUMATERA

Authors
Neng Kamarni, Muslich Anshori, Raditya Sukmana, Nurul Asfiah
Corresponding Author
Neng Kamarni
Available Online August 2017.
DOI
10.2991/icpsuas-17.2018.43How to use a DOI?
Keywords
MSMEs, Sharia Financing, Institutional Characteristics, Logistic Regression
Abstract

Micro Small Medium Enterprises (MSMEs) is one of the strongholds of the peoples economy so that the that Indonesias economic condition does not become worse. MSMEs are able to push the national economy even in times of economic crisis. Financing made by sharia banks to MSMEs is very important in supporting the increase in income of MSMEs. The purpose of this research is to analyze the role of sharia financing and business institutional characteristic (long period of business, financial statement, business type, business development training, business legality) for the development MSMEs in Solok city of West Sumatera. The data used are primary data. The data were analyzed using descriptive analysis, crosstabulation, chi-square test, validity and reliability test, binary logistic regression, and wilcoxon rank test. Based on the validity test, there are five valid variables of the six tested variables, namely the amount of financing, business legality, long period of business, and business development training. However, the significance test shows that the amount of sharia financing and business development training have a significant effect on the increase of MSMEs income. Logistic regression estimation shows that MSMEs that get sharia financing have bigger chance to increase their income compared to MSMEs which do not get financing. The results of the wilcoxon test show that there are differences in income, profits, and labor before and after obtaining sharia financing

Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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Volume Title
Proceedings of the 1st International Conference Postgraduate School Universitas Airlangga : "Implementation of Climate Change Agreement to Meet Sustainable Development Goals" (ICPSUAS 2017)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
August 2017
ISBN
978-94-6252-461-3
ISSN
2352-5398
DOI
10.2991/icpsuas-17.2018.43How to use a DOI?
Copyright
© 2018, the Authors. Published by Atlantis Press.
Open Access
This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

Cite this article

risenwbib
TY  - CONF
AU  - Neng Kamarni
AU  - Muslich Anshori
AU  - Raditya Sukmana
AU  - Nurul Asfiah
PY  - 2017/08
DA  - 2017/08
TI  - ANALYSIS OF THE ROLE SHARIA FINANCING AND CHARACTERISTICS OF BUSINESS INSTITUTIONS TO MICRO, SMALL AND MEDIUM ENTERPRISE (MSMES) DEVELOPMENT IN SOLOK CITY OF WEST SUMATERA
BT  - Proceedings of the 1st International Conference Postgraduate School Universitas Airlangga : "Implementation of Climate Change Agreement to Meet Sustainable Development Goals" (ICPSUAS 2017)
PB  - Atlantis Press
SP  - 199
EP  - 202
SN  - 2352-5398
UR  - https://doi.org/10.2991/icpsuas-17.2018.43
DO  - 10.2991/icpsuas-17.2018.43
ID  - Kamarni2017/08
ER  -