The Research on SMEs Loan Credit Insurance System of China

DOI

10.2991/icpel-18.2018.15How to use a DOI?

Keywords

Credit insurance system, financing, LOGIT Method, small and medium enterprises

Abstract

China's SMEs are an integral part of the national economic system and have developed rapidly in recent years. However, the problem of financing difficulties for SMEs in China is highlighted, which hinders the sustainable development of SMEs. This paper analyzes the financing dilemma of China's SMEs and the importance of developing credit insurance system for SME loan. At the same time, it selects the listed companies in Shanghai and Shenzhen in 2016 as the sample analysis of the study, and proposes from the improvement of the company's own capabilities, credit environment optimization, risk monitoring advanced with the times, in order to provide a new way to solve the financing dilemma of SMEs.

Copyright

© 2018, the Authors. Published by Atlantis Press.

Open Access

This is an open access article distributed under the CC BY-NC license (http://creativecommons.org/licenses/by-nc/4.0/).

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TY  - CONF
AU  - Ruilin Ren
AU  - Jianhua Zhu
PY  - 2018/10
DA  - 2018/10
TI  - The Research on SMEs Loan Credit Insurance System of China
BT  - Proceedings of the 2018 3rd International Conference on Politics, Economics and Law (ICPEL 2018)
PB  - Atlantis Press
SP  - 66
EP  - 69
SN  - 2352-5398
UR  - https://doi.org/10.2991/icpel-18.2018.15
DO  - 10.2991/icpel-18.2018.15
ID  - Ren2018/10
ER  -